What is better C or S fund TSP?

What is better C or S fund TSP?

Investors in the C Fund were not the only TSP investors coming out ahead in the past year. The S Fund had a return of 12.45% and the I Fund had a return of 11.45%. For those who closely track their investments, the S Fund finished ahead of all others in 2020 with a return of 31.85% and a return of 27.97% in 2019.

How is the C fund doing?

The TSP’s C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date.

What is C fund TSP?

Summary: The TSP C Fund (Common Stock Index Investment Fund) is a U.S. large cap stock index fund that tracks the S&P 500 index. See all TSP funds. The TSP C Fund is a U.S. stock index fund invested in common stocks of the 500 companies in the Standard & Poor’s 500 (S&P 500) Index.

What is the most conservative TSP fund?

However, the L Income Fund is the most conservative of the L Funds. It focuses on money preservation while providing a small exposure to the riskier funds (C, S, and I Funds) in order to reduce inflation’s effect on your purchasing power.

Does the C fund pay dividends?

Only the common stocks (C) fund, the small- and mid-sized companies (S) fund, and the international stocks (I) fund make part of their earnings from dividends.

What is the average TSP balance at retirement?

What is the average TSP balance at retirement?

Age Average contribution rate Average balance
60-69 11% $ 182,100
70-79 12% $ 171,400
All ages 9% $ 95,600

What is a good TSP rate of return?

TSP Funds

“Classic” TSP Lifecycle Funds 8/1/2005 – 4/22/2022 TSP L Income Fund TSP L 2040 Fund
1-Year Return 0.35% -1.69%
3-Year Return 3.80% 8.76%
5-Year Return 4.05% 8.78%
10-Year Return 4.05% 9.12%

What are C funds?

The Common Stock Index Investment (C) Fund The C Fund is invested in a stock index fund that tracks the Standard & Poor’s 500 (S&P 500) Index. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. It offers you the potential to earn high investment returns over the long term.

What TSP funds does Dave Ramsey recommend?

Dave Ramsey is very fond of both Roth IRAs and the Roth TSP. That is why, the vast majority of the time, Dave Ramsey tells people to just use the Roth TSP instead of the traditional TSP. And I see his point, as the Roth TSP has Tons of advantages. Afterall, who doesn’t want more tax-free income in retirement, right?

What is the C fund equivalent to?

Alternatives to the C Fund are iShares Core S&P 500 ETF (IVV) or Vanguard S&P 500 ETF (VOO). A mutual fund version of the C fund could be Fidelity 500 Index Fund (FXAIX). All of these funds have low costs equivalent to the C fund.

What funds should I invest in TSP?

Since you have many years ahead of you, you can probably afford to take some risk. That is, you can consider investing in our stock funds (C, S, and I Funds) in addition to the G and the F funds. Our TSP stock funds, while they present more risk, offer the opportunity for potentially higher returns over time.

What is the best TSP fund to invest in?

Withdraw all of the money as a taxable lump sum.

  • Withdraw the money in equal monthly payments based on the dollar amount or actuarial tables.
  • Have the TSP purchase a life annuity for you.
  • How should you invest your TSP?

    – regularly contribute to your Thrift Savings Plan – ensure you are getting matching if it’s offered – stick with the same TSP investing strategy over the long term

    What is the best performing fund in the TSP?

    Vanguard Total Stock Market Fund

  • Vanguard Total International Stock Market Fund
  • Vanguard Total Bond Market Fund
  • What are the different funds in TSP?

    G Fund: Government Securities Investments

  • F Fund: Fixed Income Index Investments
  • C Fund: Common Stock Index Investments
  • S Fund: Small Capitalization Stock Index Investments
  • I Fund: International Stock Index Investments